Sunday, August 22, 2010

Personal Insurance

I have been watching the car insurance wars go on.
The loudest advice are coming from things that can't even speak in real life.
Lets ask our expert, and a dog pushes a button that shows rates...
umm, car insurance is the most important thing you can have.
If anything goes wrong, that may be the only thing standing between you and death.
That remark was me being nice, there are a lot of things worse then death that can come out of not having proper insurance coverage.
Dog's are okay, but when was the last time your dog did your taxes?
When is the last time a lizard balanced your check book?
Cartoon gimmicks for something as important as insurance just seems wrong.
Promoting a bot to apply for insurance seems freaky as 7734.
I really like the caveman ads. This is for one simple reason. It relates to all human regreats of being stereo typed. But insurance companies know all about stereo typing.
They have a different rate for each different stereo type they created. Some people enjoy the stereo type classification they where given in life. Those are the type of people that is going to respond to the cave man ads. Others not only hate their life classification by unrealistic statistics but are going to respond negatively to anything that stereo types people for the good or bad.
Did you know you can not just sell insurance.
You can not wake up and decide that you are going to just start selling insurance to the public.
You can't even get a job with an insurance company to write polices with out the proper license and state registrations.
These regulations are set in place because insurance is important.
A human can't just do this job with out not only being licensed and regulated by the government but they also have to keep up continuing education.
Yet people are entrusting their life, their family's life, their whole future to an Internet BOT.
A bot that runs a check on you as soon as you hit submit.
That one tiny act goes on your record.

Now all these company's are well established company's ....
But really... who is to say after you compared rates with their cyber bots and get the policy they don't raise the rate by a lot?.

I just don't think something as important as your future and the future of your family and the people who love and need you should be decided by a bot and on rates.

Over the past few years I have been checking around.
My 2 favorites is Allstate and State Farm.
Allstate will give you a live agent to talk to. Not a boiler room call center. A live insurance agent in your area, with your culture and speaks in an accent you can understand.
Well there are a few exceptions to this rule.

I'm not joking about the quality difference...

Check it out for your self,
Call Allstate at 1-
888-874-9168
Just talk to them.
You can see the difference right away.
I mean - well, if you don't care about your money and health and people who love you, then ok.
But really, you are not going to believe the difference in quality if you try this number.
Let me put it to you in another way.
If you where on trial for a murder you didn't commit, how would you choose your lawyer?.
With a cyber bot?
Who do you think is going to cover your ! if your in an accident that is not your fault and everyone thinks it is?.
Choose your auto insurance the same as you would choose your doctor, lawyer or baby sitter.
Its that important!

To see my qualifications, please check out http://nationalprint.info

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